The smartphone app that promises to save drivers £400 - and the 3 million households in for an energy discount

Hi my,

This week it emerged that thousands of fake Royal Mail 'missed delivery' cards are doing the rounds - and if you fall for it, you could end up hugely out of pocket. Look out for the warning signs and stay safe.

Aside from dodgy post, one thing we haven’t been able to avoid this week is the cold weather! If you’ve already turned your heating on, you’ll be pleased to hear energy bills are going down for 3 million households - find out if you're covered here.

Do you shop at Waitrose? In another breakthrough for women, the upmarket food chain has revealed it's scrapping tax on tampons - with 5% off for everyone – which is great news.

We also found out all Sainsbury's staff are getting a welcome pay rise this month - but it's not all smiles across the rest of the high street.

Tesco has announced 5p carrier bags are going UP in price and at Wilko, 3,900 jobs have just been put on the line - with workers at risk of redundancy.

If you are out shopping this weekend, don’t get ripped off. Here are 6 consumer rights that AREN'T true (including the 28 days refund rule).

Finally, before we leave you, there are three announcements you should be aware of.

Firstly, a new colourful Beatrix Potter 50p launched this week - and there's only one way to get your hands on one.

Secondly, if you pay for road recovery cover – you might be losing out. A new app reckons it can knock £400 off your expenses - here's how.

And lastly, here are 5 places you probably didn't know you could claim Nectar points at.